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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $184,785 | $105,856+74.6% | $90,161+105.0% | $147,585+25.2% |
| Participation rate | 81.0% | 79.7%+1.2pp | 76.9%+4.1pp | 82.8%-1.9pp |
| Annual return | 20.63% | 37.63%-17.0pp | 34.89%-14.3pp | 578.58%-558.0pp |
| Employer contribution / active EE | $1,330 | $4,126-67.8% | $3,318-59.9% | $4,876-72.7% |
| Participant deferral / active EE | $1,792 | $5,733-68.7% | $5,287-66.1% | $5,439-67.0% |
| Admin fee / account holder | $892 | $8,046-88.9% | $5,943-85.0% | $10,886-91.8% |