Filed July 1, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,531 | $57,976-21.5% | $63,018-27.7% | $62,293-26.9% |
| Participation rate | 63.2% | 75.9%-12.7pp | 74.8%-11.6pp | 69.5%-6.3pp |
| Annual return | 10.42% | 17.54%-7.1pp | 87.62%-77.2pp | 28.90%-18.5pp |
| Employer contribution / active EE | $1,069 | $2,415-55.7% | $2,761-61.3% | $2,042-47.7% |
| Participant deferral / active EE | $2,878 | $2,956-2.6% | $3,330-13.6% | $3,169-9.2% |
| Admin fee / account holder | $745 | $276+170.0% | $3,601-79.3% | $479+55.3% |