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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,427 | $95,406+19.9% | $185,849-38.4% | $85,847+33.3% |
| Participation rate | 100.0% | 68.8%+31.2pp | 81.7%+18.3pp | 69.3%+30.7pp |
| Annual return | 19.10% | 23.59%-4.5pp | 122.10%-103.0pp | 318.61%-299.5pp |
| Employer contribution / active EE | $7,628 | $3,314+130.2% | $5,169+47.6% | $2,565+197.4% |
| Participant deferral / active EE | $7,061 | $3,424+106.2% | $5,569+26.8% | $3,952+78.7% |
| Admin fee / account holder | $7,884 | $7,214+9.3% | $16,244-51.5% | $6,261+25.9% |