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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,627 | $183,592+97.5% | $155,574+133.1% | $145,877+148.6% |
| Participation rate | 92.9% | 82.7%+10.2pp | 78.2%+14.6pp | 80.3%+12.6pp |
| Annual return | 10.45% | 61.37%-50.9pp | 64.87%-54.4pp | 551.28%-540.8pp |
| Employer contribution / active EE | $3,393 | $5,317-36.2% | $4,676-27.4% | $4,663-27.2% |
| Participant deferral / active EE | $11,341 | $6,466+75.4% | $5,629+101.5% | $6,691+69.5% |
| Admin fee / account holder | $4,794 | $19,316-75.2% | $15,914-69.9% | $13,402-64.2% |