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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,140 | $75,962+542.6% | $154,111+216.7% | $64,173+660.7% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -4.89% | 30.32%-35.2pp | 735.18%-740.1pp | 7.63%-12.5pp |
| Employer contribution / active EE | $38,828 | $3,350+1059.1% | $5,298+632.9% | $2,381+1530.9% |
| Participant deferral / active EE | $22,553 | $3,175+610.4% | $5,081+343.9% | $3,470+550.0% |
| Admin fee / account holder | $166,266 | $5,589+2874.9% | $13,411+1139.7% | $4,887+3302.0% |