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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,751 | $107,368+25.5% | $92,915+45.0% | $152,909-11.9% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 6.57% | 145.64%-139.1pp | 109.45%-102.9pp | 345.46%-338.9pp |
| Employer contribution / active EE | $2,831 | $4,222-32.9% | $3,653-22.5% | $4,764-40.6% |
| Participant deferral / active EE | $6,906 | $4,848+42.5% | $4,238+63.0% | $5,851+18.0% |
| Admin fee / account holder | $7,004 | $7,082-1.1% | $5,796+20.8% | $11,601-39.6% |