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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,295 | $97,550-10.5% | $120,344-27.5% | $87,485-0.2% |
| Participation rate | 50.8% | 72.8%-22.0pp | 76.7%-25.9pp | 68.9%-18.1pp |
| Annual return | 13.08% | 18.41%-5.3pp | 20.30%-7.2pp | 26.06%-13.0pp |
| Employer contribution / active EE | $769 | $2,291-66.4% | $3,020-74.5% | $2,596-70.4% |
| Participant deferral / active EE | $2,462 | $4,230-41.8% | $5,135-52.0% | $4,274-42.4% |
| Admin fee / account holder | $5,542 | $9,543-41.9% | $12,742-56.5% | $7,775-28.7% |