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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,552 | $152,597-83.3% | $117,533-78.3% | $134,532-81.0% |
| Participation rate | 100.0% | 77.1%+22.9pp | 70.6%+29.4pp | 81.2%+18.8pp |
| Annual return | -21.60% | 53.04%-74.6pp | 29.77%-51.4pp | 418.27%-439.9pp |
| Employer contribution / active EE | $4,626 | $5,576-17.0% | $4,179+10.7% | $4,741-2.4% |
| Participant deferral / active EE | $2,142 | $4,821-55.6% | $4,072-47.4% | $6,401-66.5% |
| Admin fee / account holder | $4,956 | $7,007-29.3% | $5,647-12.2% | $11,429-56.6% |