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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,460 | $149,040-74.2% | $120,225-68.0% | $137,256-72.0% |
| Participation rate | 100.0% | 75.4%+24.6pp | 69.6%+30.4pp | 80.0%+20.0pp |
| Annual return | 14.53% | 605.68%-591.1pp | 439.23%-424.7pp | 220.34%-205.8pp |
| Employer contribution / active EE | $2,122 | $4,350-51.2% | $3,475-38.9% | $4,156-48.9% |
| Participant deferral / active EE | $3,413 | $4,655-26.7% | $3,999-14.7% | $6,407-46.7% |
| Admin fee / account holder | $5,873 | $6,348-7.5% | $5,696+3.1% | $12,270-52.1% |