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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,460 | $162,529-76.3% | $130,788-70.6% | $154,746-75.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 14.53% | 510.48%-495.9pp | 386.44%-371.9pp | 172.34%-157.8pp |
| Employer contribution / active EE | $2,122 | $4,447-52.3% | $3,558-40.4% | $4,379-51.5% |
| Participant deferral / active EE | $3,413 | $4,808-29.0% | $4,137-17.5% | $6,730-49.3% |
| Admin fee / account holder | $5,873 | $7,669-23.4% | $6,673-12.0% | $14,365-59.1% |