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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,167 | $60,349-0.3% | $74,184-18.9% | $62,881-4.3% |
| Participation rate | 100.0% | 72.7%+27.3pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 0.43% | 21.38%-20.9pp | 17.74%-17.3pp | 20.14%-19.7pp |
| Employer contribution / active EE | $1,465 | $1,680-12.8% | $2,370-38.2% | $2,281-35.8% |
| Participant deferral / active EE | $3,003 | $2,856+5.1% | $3,550-15.4% | $3,203-6.2% |
| Admin fee / account holder | $1,951 | $4,261-54.2% | $5,586-65.1% | $4,296-54.6% |