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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,677 | $123,793-29.2% | $177,840-50.7% | $79,852+9.8% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 7.15% | 22.82%-15.7pp | 48.32%-41.2pp | 31.72%-24.6pp |
| Employer contribution / active EE | $4,526 | $4,095+10.5% | $5,919-23.5% | $2,471+83.2% |
| Participant deferral / active EE | $5,474 | $5,956-8.1% | $7,714-29.0% | $3,740+46.3% |
| Admin fee / account holder | $76,372 | $7,243+954.5% | $12,431+514.4% | $5,306+1339.3% |