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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,027 | $88,137+4.4% | $164,975-44.2% | $74,429+23.6% |
| Participation rate | 64.7% | 73.1%-8.4pp | 78.6%-13.9pp | 67.2%-2.5pp |
| Annual return | 16.24% | 17.13%-0.9pp | 70.12%-53.9pp | 1368.38%-1352.1pp |
| Employer contribution / active EE | $1,375 | $2,597-47.0% | $4,343-68.3% | $2,625-47.6% |
| Participant deferral / active EE | $5,998 | $4,501+33.3% | $6,033-0.6% | $4,348+37.9% |
| Admin fee / account holder | $1,018 | $2,231-54.4% | $12,688-92.0% | $1,944-47.6% |