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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $692,992 | $159,978+333.2% | $147,041+371.3% | $145,978+374.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.20% | 98.36%-87.2pp | 419.21%-408.0pp | 550.52%-539.3pp |
| Employer contribution / active EE | $18,223 | $5,288+244.6% | $4,935+269.3% | $4,662+290.9% |
| Participant deferral / active EE | $15,478 | $8,429+83.6% | $8,071+91.8% | $6,690+131.4% |
| Admin fee / account holder | $146,924 | $15,053+876.0% | $13,006+1029.6% | $13,400+996.4% |