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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $692,992 | $160,070+332.9% | $147,117+371.0% | $145,897+375.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.20% | 98.69%-87.5pp | 420.54%-409.3pp | 552.29%-541.1pp |
| Employer contribution / active EE | $18,223 | $5,285+244.8% | $4,932+269.4% | $4,663+290.8% |
| Participant deferral / active EE | $15,478 | $8,419+83.8% | $8,065+91.9% | $6,689+131.4% |
| Admin fee / account holder | $146,924 | $15,035+877.2% | $12,993+1030.8% | $13,390+997.2% |