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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $692,992 | $160,040+333.0% | $147,096+371.1% | $145,877+375.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 11.20% | 98.49%-87.3pp | 419.75%-408.5pp | 551.28%-540.1pp |
| Employer contribution / active EE | $18,223 | $5,289+244.5% | $4,936+269.2% | $4,663+290.8% |
| Participant deferral / active EE | $15,478 | $8,429+83.6% | $8,071+91.8% | $6,691+131.3% |
| Admin fee / account holder | $146,924 | $15,050+876.2% | $13,005+1029.7% | $13,402+996.3% |