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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,518 | $94,031-8.0% | $115,768-25.3% | $82,448+4.9% |
| Participation rate | 96.4% | 70.4%+26.0pp | 74.4%+22.0pp | 68.1%+28.4pp |
| Annual return | 16.60% | 20.61%-4.0pp | 100.46%-83.9pp | 41.64%-25.0pp |
| Employer contribution / active EE | $1,929 | $2,323-17.0% | $2,940-34.4% | $2,551-24.4% |
| Participant deferral / active EE | $5,840 | $3,972+47.0% | $4,917+18.8% | $4,139+41.1% |
| Admin fee / account holder | $1,486 | $10,249-85.5% | $12,439-88.1% | $7,234-79.5% |