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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $899,123 | $175,231+413.1% | $149,696+500.6% | $139,466+544.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.94% | 166.77%-144.8pp | 134.46%-112.5pp | 373.66%-351.7pp |
| Employer contribution / active EE | $44,433 | $5,478+711.1% | $4,821+821.7% | $4,754+834.7% |
| Participant deferral / active EE | $1,154 | $6,521-82.3% | $5,682-79.7% | $6,712-82.8% |
| Admin fee / account holder | $18,287 | $16,155+13.2% | $13,212+38.4% | $11,409+60.3% |