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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,393 | $133,998+76.4% | $112,263+110.6% | $134,545+75.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -7.83% | 47.17%-55.0pp | 27.49%-35.3pp | 418.37%-426.2pp |
| Employer contribution / active EE | $9,091 | $4,040+125.0% | $3,636+150.0% | $4,742+91.7% |
| Participant deferral / active EE | $898 | $5,292-83.0% | $4,729-81.0% | $6,401-86.0% |
| Admin fee / account holder | $47,310 | $7,493+531.4% | $6,410+638.0% | $11,431+313.9% |