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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,830 | $68,681-24.5% | $86,615-40.2% | $85,847-39.6% |
| Participation rate | 50.0% | 66.4%-16.4pp | 71.6%-21.6pp | 69.3%-19.3pp |
| Annual return | 18.28% | 20.12%-1.8pp | 63.51%-45.2pp | 318.61%-300.3pp |
| Employer contribution / active EE | $2,357 | $1,880+25.3% | $2,496-5.6% | $2,565-8.1% |
| Participant deferral / active EE | $5,474 | $2,919+87.5% | $3,699+48.0% | $3,952+38.5% |
| Admin fee / account holder | $5,508 | $5,974-7.8% | $5,830-5.5% | $6,261-12.0% |