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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $922 | $76,608-98.8% | $56,077-98.4% | $145,877-99.4% |
| Participation rate | 64.3% | 63.2%+1.0pp | 52.5%+11.8pp | 80.3%-16.0pp |
| Annual return | 18.59% | 3009.59%-2991.0pp | 1709.28%-1690.7pp | 551.28%-532.7pp |
| Employer contribution / active EE | $130 | $1,382-90.6% | $1,040-87.5% | $4,663-97.2% |
| Participant deferral / active EE | $519 | $2,624-80.2% | $1,954-73.4% | $6,691-92.2% |
| Admin fee / account holder | $4 | $3,325-99.9% | $2,825-99.9% | $13,402-100.0% |