Retirement plan

NATIONAL RAISIN COMPANY 401(K) PLAN

Name: SUNSHINE RAISIN CORPORATION DBA NATIONAL RAISIN COMPANY - NATIONAL RAISIN COMPANY 401(K) PLAN (2020) Form 5500
Creator: SUNSHINE RAISIN CORPORATION DBA NATIONAL RAISIN COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, NATIONAL RAISIN COMPANY 401(K) PLAN, SUNSHINE RAISIN CORPORATION DBA NATIONAL RAISIN COMPANY

SUNSHINE RAISIN CORPORATION DBA NATIONAL RAISIN COMPANYEIN 94-1678581Plan #002PY 2020

P.O. BOX 219 - FOWLER, CA 93625559-834-5981

Other plans on this EIN

1 filing

#001Retirement-$5.7M assets

Prospect flagsFailed to transmit contributions

How to read this page

Total assets (EOY)

$19M

+15.2% from 2019

Total participants

270

+4.7% from 2019

Average account balance

$70,751

+10.5% from 2019

Annual return

12.64%

+12.02 pp from 2019

Benchmarks

See 936 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants100-249

Cohort936 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

Not enough data

0 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

Not enough data

0 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$5K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

Not enough data

0 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+1.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 1 by compensation

Provider	Service type	Compensation
JOHN HANCOCK LIFE INSURANCE COMPANY5+ years Service code 15 · EIN 01-0233346	Recordkeeping	$400

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$625

$3 / participant

Investment mgmt$625100.0%

% of EOY assets

0.003%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: MOSS ADAMS LLP
Auditor EIN: 910189318
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$70,751

$54,590+29.6%

$81,726-13.4%

$73,497-3.7%

Participation rate

99.5%

68.3%+31.2pp

72.0%+27.5pp

70.7%+28.8pp

Annual return

12.64%

17.74%-5.1pp

29.49%-16.9pp

28.51%-15.9pp

Employer contribution / active EE

$1,819

$1,636+11.2%

$4,311-57.8%

$2,270-19.9%

Participant deferral / active EE

$2,586

$2,759-6.3%

$7,108-63.6%

$3,740-30.8%

Admin fee / account holder

$592-99.6%

$5,160-100.0%

$513-99.5%

Provider

Service type

Compensation

JOHN HANCOCK LIFE INSURANCE COMPANY5+ years

Service code 15 · EIN 01-0233346

Recordkeeping

$400

NATIONAL RAISIN COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

NATIONAL RAISIN COMPANY 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion