Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,022 | $67,411+18.7% | $91,004-12.1% | $70,126+14.1% |
| Participation rate | 35.6% | 71.4%-35.8pp | 75.6%-40.0pp | 69.5%-34.0pp |
| Annual return | 11.15% | -40.16%+51.3pp | 4.60%+6.6pp | 73.15%-62.0pp |
| Employer contribution / active EE | $1,099 | $1,786-38.5% | $2,456-55.3% | $2,343-53.1% |
| Participant deferral / active EE | $1,591 | $2,823-43.6% | $3,548-55.1% | $3,332-52.2% |
| Admin fee / account holder | $2,059 | $4,236-51.4% | $5,417-62.0% | $4,645-55.7% |