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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,676 | $94,436-32.6% | $115,599-44.9% | $82,637-22.9% |
| Participation rate | 57.5% | 70.4%-13.0pp | 74.3%-16.8pp | 68.1%-10.6pp |
| Annual return | 33.76% | 18.37%+15.4pp | 111.10%-77.3pp | 53.51%-19.7pp |
| Employer contribution / active EE | $2,065 | $2,324-11.1% | $2,955-30.1% | $2,552-19.1% |
| Participant deferral / active EE | $3,228 | $3,955-18.4% | $4,889-34.0% | $4,126-21.8% |
| Admin fee / account holder | $3,639 | $10,328-64.8% | $12,841-71.7% | $7,339-50.4% |