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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,676 | $94,031-32.3% | $115,768-45.0% | $82,448-22.8% |
| Participation rate | 57.5% | 70.4%-12.9pp | 74.4%-16.9pp | 68.1%-10.6pp |
| Annual return | 33.76% | 20.61%+13.2pp | 100.46%-66.7pp | 41.64%-7.9pp |
| Employer contribution / active EE | $2,065 | $2,323-11.1% | $2,940-29.7% | $2,551-19.0% |
| Participant deferral / active EE | $3,228 | $3,972-18.7% | $4,917-34.3% | $4,139-22.0% |
| Admin fee / account holder | $3,639 | $10,249-64.5% | $12,439-70.7% | $7,234-49.7% |