Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,571 | $56,894+50.4% | $84,753+1.0% | $62,881+36.1% |
| Participation rate | 45.7% | 68.5%-22.9pp | 76.6%-30.9pp | 69.3%-23.7pp |
| Annual return | 5.81% | 6.30%-0.5pp | 22.78%-17.0pp | 20.14%-14.3pp |
| Employer contribution / active EE | $311 | $2,400-87.0% | $3,574-91.3% | $2,281-86.4% |
| Participant deferral / active EE | $3,987 | $2,709+47.2% | $3,712+7.4% | $3,203+24.5% |
| Admin fee / account holder | $911 | $3,581-74.6% | $5,333-82.9% | $4,296-78.8% |