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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,989 | $110,337-86.4% | $102,383-85.4% | $145,877-89.7% |
| Participation rate | 95.8% | 77.9%+17.9pp | 74.5%+21.3pp | 80.3%+15.5pp |
| Annual return | 91.47% | 24.83%+66.6pp | 24.94%+66.5pp | 551.28%-459.8pp |
| Employer contribution / active EE | $2,426 | $4,216-42.5% | $3,870-37.3% | $4,663-48.0% |
| Participant deferral / active EE | $3,521 | $5,621-37.4% | $5,060-30.4% | $6,691-47.4% |
| Admin fee / account holder | $300 | $9,750-96.9% | $8,391-96.4% | $13,402-97.8% |