See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 6-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER3 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $35,622 |
Filed as: AMERIPRISE FINANCIAL SERVICES LLC Service code 15 · EIN 38-2722519 | Recordkeeping | $18,987 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,586 | $42,353-53.8% | $79,550-75.4% | $64,808-69.8% |
| Participation rate | 67.8% | 64.8%+3.0pp | 69.5%-1.7pp | 71.5%-3.7pp |
| Annual return | -10.19% | -12.24%+2.0pp | 0.16%-10.4pp | 32.82%-43.0pp |
| Employer contribution / active EE | $659 | $1,181-44.2% | $2,413-72.7% | $2,506-73.7% |
| Participant deferral / active EE | $4,053 | $3,170+27.9% | $3,985+1.7% | $4,310-6.0% |
| Admin fee / account holder | $214 | $160+34.2% | $6,832-96.9% | $188+14.0% |