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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,834 | $58,099-50.4% | $76,872-62.5% | $75,173-61.6% |
| Participation rate | 96.3% | 63.9%+32.4pp | 69.6%+26.7pp | 67.2%+29.1pp |
| Annual return | 4.82% | 26.71%-21.9pp | 37.90%-33.1pp | 160.72%-155.9pp |
| Employer contribution / active EE | $837 | $1,996-58.1% | $2,533-67.0% | $2,671-68.7% |
| Participant deferral / active EE | $3,358 | $2,999+12.0% | $3,832-12.4% | $4,126-18.6% |
| Admin fee / account holder | $1,291 | $4,778-73.0% | $5,476-76.4% | $5,651-77.1% |