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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,043 | $160,040+10.0% | $147,096+19.7% | $145,877+20.7% |
| Participation rate | 73.7% | 84.0%-10.3pp | 82.2%-8.5pp | 80.3%-6.6pp |
| Annual return | 65.51% | 98.49%-33.0pp | 419.75%-354.2pp | 551.28%-485.8pp |
| Employer contribution / active EE | $24,973 | $5,289+372.1% | $4,936+405.9% | $4,663+435.6% |
| Participant deferral / active EE | $12,934 | $8,429+53.4% | $8,071+60.2% | $6,691+93.3% |
| Admin fee / account holder | $153,250 | $15,050+918.3% | $13,005+1078.4% | $13,402+1043.5% |