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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,426 | $114,712+12.8% | $173,730-25.5% | $87,485+47.9% |
| Participation rate | 92.3% | 73.0%+19.3pp | 79.6%+12.7pp | 68.9%+23.4pp |
| Annual return | 11.09% | 20.18%-9.1pp | 19.96%-8.9pp | 26.06%-15.0pp |
| Employer contribution / active EE | $2,611 | $2,904-10.1% | $4,577-43.0% | $2,596+0.6% |
| Participant deferral / active EE | $7,088 | $4,642+52.7% | $6,326+12.0% | $4,274+65.8% |
| Admin fee / account holder | $21,169 | $10,210+107.3% | $17,523+20.8% | $7,775+172.3% |