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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,426 | $108,825+18.9% | $156,181-17.1% | $82,448+57.0% |
| Participation rate | 92.3% | 72.4%+19.9pp | 78.8%+13.5pp | 68.1%+24.2pp |
| Annual return | 11.09% | 20.59%-9.5pp | 64.87%-53.8pp | 41.64%-30.5pp |
| Employer contribution / active EE | $2,611 | $2,870-9.0% | $4,294-39.2% | $2,551+2.4% |
| Participant deferral / active EE | $7,088 | $4,577+54.8% | $6,132+15.6% | $4,139+71.2% |
| Admin fee / account holder | $21,169 | $9,341+126.6% | $14,586+45.1% | $7,234+192.6% |