Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $22,908 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,162 | $57,752+66.5% | $112,273-14.3% | $71,511+34.5% |
| Participation rate | 53.8% | 58.8%-5.0pp | 72.4%-18.6pp | 67.9%-14.1pp |
| Annual return | 24.22% | 18.25%+6.0pp | 30.23%-6.0pp | 28.86%-4.6pp |
| Employer contribution / active EE | $1,787 | $1,912-6.6% | $3,431-47.9% | $2,589-31.0% |
| Participant deferral / active EE | $3,460 | $2,860+21.0% | $4,800-27.9% | $4,291-19.4% |
| Admin fee / account holder | $282 | $1,586-82.2% | $7,752-96.4% | $1,588-82.3% |