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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,892 | $52,279+272.8% | $89,435+117.9% | $79,856+144.1% |
| Participation rate | 98.9% | 57.5%+41.3pp | 68.0%+30.9pp | 69.6%+29.2pp |
| Annual return | 18.35% | 22.16%-3.8pp | 245.55%-227.2pp | 31.71%-13.4pp |
| Employer contribution / active EE | $8,025 | $1,572+410.6% | $2,587+210.2% | $2,471+224.7% |
| Participant deferral / active EE | $7,450 | $2,740+171.9% | $3,890+91.5% | $3,741+99.2% |
| Admin fee / account holder | $5,470 | $3,356+63.0% | $4,884+12.0% | $5,306+3.1% |