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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,234 | $58,258-24.1% | $81,820-45.9% | $80,925-45.3% |
| Participation rate | 100.0% | 63.5%+36.5pp | 72.4%+27.6pp | 67.7%+32.3pp |
| Annual return | 35.74% | 41.76%-6.0pp | 777.93%-742.2pp | 35.65%+0.1pp |
| Employer contribution / active EE | $11,891 | $2,345+407.0% | $2,915+307.9% | $2,756+331.4% |
| Participant deferral / active EE | $3,509 | $3,284+6.9% | $4,323-18.8% | $4,299-18.4% |
| Admin fee / account holder | $1,008 | $4,976-79.7% | $7,391-86.4% | $6,940-85.5% |