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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,295 | $78,707+27.4% | $117,861-14.9% | $70,126+43.0% |
| Participation rate | 93.4% | 73.2%+20.2pp | 79.7%+13.8pp | 69.5%+23.9pp |
| Annual return | 14.40% | 23.30%-8.9pp | 335.11%-320.7pp | 73.15%-58.8pp |
| Employer contribution / active EE | $0 | $2,223-100.0% | $3,786-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $6,243 | $3,297+89.3% | $4,482+39.3% | $3,332+87.4% |
| Admin fee / account holder | $13,889 | $5,066+174.2% | $8,021+73.2% | $4,645+199.0% |