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| Provider | Service type | Compensation |
|---|---|---|
EPOCH CONSULTING GROUP7+ years Service code 27 435 E STREET, SUITE B · SANTA ROSA, CA 95404 | Advisory (Plan) | $59,734 |
AMERICAN REALTY ADVISORS1 year Filed as: AMERICAN TRUST COMPANY Service code 13 · EIN 62-0951563 | Contract Administrator | $58,816 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,525 | $79,694+109.0% | $96,192+73.1% | $79,389+109.8% |
| Participation rate | 89.6% | 54.0%+35.6pp | 68.4%+21.1pp | 70.7%+18.8pp |
| Annual return | 13.33% | 40.84%-27.5pp | 192.09%-178.8pp | 116.89%-103.6pp |
| Employer contribution / active EE | $6,670 | $1,443+362.2% | $2,799+138.3% | $2,428+174.7% |
| Participant deferral / active EE | $5,902 | $2,539+132.5% | $4,351+35.6% | $4,046+45.9% |
| Admin fee / account holder | $593 | $630-5.9% | $5,539-89.3% | $626-5.4% |