See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $19,354 |
Filed as: RESOURCES INVESTMENT ADVISORS INC Service code 27 · EIN 43-1451524 | Advisory (Plan) | $9,207 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,798 | $54,573+46.2% | $90,951-12.3% | $73,488+8.6% |
| Participation rate | 22.7% | 61.2%-38.5pp | 69.0%-46.3pp | 70.7%-48.0pp |
| Annual return | 19.22% | 16.69%+2.5pp | 134.60%-115.4pp | 28.51%-9.3pp |
| Employer contribution / active EE | $1 | $991-99.9% | $2,122-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $1,918 | $2,517-23.8% | $3,373-43.1% | $3,740-48.7% |
| Admin fee / account holder | $523 | $521+0.3% | $5,959-91.2% | $513+2.0% |