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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,408 | $125,237-17.4% | $105,608-2.1% | $145,877-29.1% |
| Participation rate | 77.3% | 77.7%-0.4pp | 75.3%+2.0pp | 80.3%-3.0pp |
| Annual return | 11.00% | 225.76%-214.8pp | 116.50%-105.5pp | 551.28%-540.3pp |
| Employer contribution / active EE | $515 | $3,720-86.2% | $3,167-83.7% | $4,663-89.0% |
| Participant deferral / active EE | $3,053 | $5,711-46.5% | $5,010-39.1% | $6,691-54.4% |
| Admin fee / account holder | $25,958 | $17,287+50.2% | $11,028+135.4% | $13,402+93.7% |