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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,959 | $177,595-63.4% | $148,496-56.3% | $198,609-67.3% |
| Participation rate | 85.0% | 79.3%+5.7pp | 76.0%+9.0pp | 82.4%+2.6pp |
| Annual return | 14.13% | 9.97%+4.2pp | 12.33%+1.8pp | 202.70%-188.6pp |
| Employer contribution / active EE | $547 | $4,098-86.7% | $3,497-84.4% | $5,055-89.2% |
| Participant deferral / active EE | $3,284 | $5,539-40.7% | $4,808-31.7% | $6,977-52.9% |
| Admin fee / account holder | $73,567 | $27,010+172.4% | $19,547+276.3% | $19,030+286.6% |