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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,959 | $132,634-51.0% | $115,768-43.9% | $137,256-52.7% |
| Participation rate | 85.0% | 77.9%+7.1pp | 74.4%+10.6pp | 80.0%+5.0pp |
| Annual return | 14.13% | 160.70%-146.6pp | 100.46%-86.3pp | 220.34%-206.2pp |
| Employer contribution / active EE | $547 | $3,360-83.7% | $2,940-81.4% | $4,156-86.9% |
| Participant deferral / active EE | $3,284 | $5,619-41.5% | $4,917-33.2% | $6,407-48.7% |
| Admin fee / account holder | $73,567 | $15,028+389.5% | $12,439+491.4% | $12,270+499.6% |