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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,169 | $73,107-4.0% | $114,563-38.8% | $87,485-19.8% |
| Participation rate | 78.9% | 65.8%+13.2pp | 72.9%+6.0pp | 68.9%+10.0pp |
| Annual return | 12.31% | 19.47%-7.2pp | 241.09%-228.8pp | 26.06%-13.7pp |
| Employer contribution / active EE | $1,407 | $1,881-25.2% | $2,592-45.7% | $2,596-45.8% |
| Participant deferral / active EE | $2,999 | $3,144-4.6% | $4,142-27.6% | $4,274-29.8% |
| Admin fee / account holder | $3,202 | $5,770-44.5% | $7,623-58.0% | $7,775-58.8% |