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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,576 | $116,462-22.2% | $210,245-56.9% | $116,462-22.2% |
| Participation rate | 56.8% | 74.7%-17.9pp | 81.8%-25.0pp | 74.7%-17.9pp |
| Annual return | 17.57% | 15.65%+1.9pp | -5.56%+23.1pp | 15.65%+1.9pp |
| Employer contribution / active EE | $1,246 | $3,231-61.4% | $5,917-78.9% | $3,231-61.4% |
| Participant deferral / active EE | $2,816 | $3,836-26.6% | $4,757-40.8% | $3,836-26.6% |
| Admin fee / account holder | $2,522 | $12,754-80.2% | $13,533-81.4% | $12,754-80.2% |