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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,613 | $96,731+204.6% | $123,973+137.6% | $86,983+238.7% |
| Participation rate | 100.0% | 70.0%+30.0pp | 76.7%+23.3pp | 69.5%+30.5pp |
| Annual return | 17.60% | 17.33%+0.3pp | 388.13%-370.5pp | 25.83%-8.2pp |
| Employer contribution / active EE | $4,334 | $3,297+31.4% | $4,126+5.0% | $2,584+67.7% |
| Participant deferral / active EE | $5,392 | $4,152+29.9% | $5,247+2.8% | $4,194+28.6% |
| Admin fee / account holder | $13,395 | $8,722+53.6% | $11,799+13.5% | $7,856+70.5% |