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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $715,885 | $107,363+566.8% | $92,909+670.5% | $152,897+368.2% |
| Participation rate | 80.0% | 79.8%+0.2pp | 76.0%+4.0pp | 82.5%-2.5pp |
| Annual return | 6.70% | 145.63%-138.9pp | 109.44%-102.7pp | 345.43%-338.7pp |
| Employer contribution / active EE | $10,043 | $4,222+137.9% | $3,653+174.9% | $4,764+110.8% |
| Participant deferral / active EE | $3,405 | $4,848-29.8% | $4,238-19.6% | $5,851-41.8% |
| Admin fee / account holder | $22,610 | $7,082+219.3% | $5,795+290.2% | $11,599+94.9% |