Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,064 | $52,279+72.3% | $89,435+0.7% | $79,856+12.8% |
| Participation rate | 31.3% | 57.5%-26.3pp | 68.0%-36.7pp | 69.6%-38.4pp |
| Annual return | 11.81% | 22.16%-10.3pp | 245.55%-233.7pp | 31.71%-19.9pp |
| Employer contribution / active EE | $82 | $1,572-94.8% | $2,587-96.8% | $2,471-96.7% |
| Participant deferral / active EE | $2,386 | $2,740-12.9% | $3,890-38.7% | $3,741-36.2% |
| Admin fee / account holder | $36,481 | $3,356+986.9% | $4,884+646.9% | $5,306+587.5% |