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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,279 | $65,367+16.7% | $92,915-17.9% | $72,976+4.5% |
| Participation rate | 88.9% | 68.3%+20.6pp | 76.0%+12.9pp | 69.5%+19.4pp |
| Annual return | 3.32% | 42.11%-38.8pp | 109.45%-106.1pp | 81.02%-77.7pp |
| Employer contribution / active EE | $5,381 | $2,594+107.4% | $3,653+47.3% | $2,440+120.5% |
| Participant deferral / active EE | $4,736 | $3,128+51.4% | $4,238+11.7% | $3,608+31.3% |
| Admin fee / account holder | $9,879 | $4,251+132.4% | $5,796+70.5% | $5,124+92.8% |