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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,721 | $88,672+6.8% | $105,223-10.0% | $82,448+14.9% |
| Participation rate | 96.2% | 67.9%+28.2pp | 75.0%+21.1pp | 68.1%+28.1pp |
| Annual return | 10.77% | 30.86%-20.1pp | 180.65%-169.9pp | 41.64%-30.9pp |
| Employer contribution / active EE | $8,018 | $3,048+163.1% | $3,689+117.4% | $2,551+214.3% |
| Participant deferral / active EE | $5,861 | $4,036+45.2% | $5,072+15.6% | $4,139+41.6% |
| Admin fee / account holder | $7,978 | $7,146+11.6% | $8,859-9.9% | $7,234+10.3% |