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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,336 | $80,753-20.3% | $136,298-52.8% | $62,293+3.3% |
| Participation rate | 100.0% | 73.5%+26.5pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 11.79% | 35.83%-24.0pp | 5156.27%-5144.5pp | 28.90%-17.1pp |
| Employer contribution / active EE | $6,343 | $2,884+119.9% | $4,696+35.1% | $2,042+210.6% |
| Participant deferral / active EE | $3,718 | $5,164-28.0% | $6,247-40.5% | $3,169+17.3% |
| Admin fee / account holder | $5,263 | $525+901.8% | $9,244-43.1% | $479+998.1% |