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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,737 | $99,031-20.5% | $86,597-9.1% | $147,585-46.7% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 10.67% | 1312.56%-1301.9pp | 964.96%-954.3pp | 578.57%-567.9pp |
| Employer contribution / active EE | $6,188 | $3,132+97.6% | $2,840+117.9% | $4,876+26.9% |
| Participant deferral / active EE | $4,081 | $3,972+2.7% | $3,609+13.1% | $5,439-25.0% |
| Admin fee / account holder | $662 | $5,711-88.4% | $4,906-86.5% | $10,885-93.9% |