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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,540 | $52,580+45.6% | $71,671+6.8% | $70,126+9.1% |
| Participation rate | 60.0% | 60.9%-0.9pp | 68.7%-8.7pp | 69.5%-9.5pp |
| Annual return | 0.00% | 20.25%-20.3pp | 20.65%-20.6pp | 73.15%-73.1pp |
| Employer contribution / active EE | $1,004 | $1,616-37.9% | $2,460-59.2% | $2,343-57.1% |
| Participant deferral / active EE | $3,037 | $2,386+27.3% | $3,438-11.6% | $3,332-8.8% |
| Admin fee / account holder | $2,739 | $3,653-25.0% | $5,558-50.7% | $4,645-41.0% |