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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,148 | $114,237+53.3% | $119,258+46.9% | $167,536+4.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.7%+17.3pp | 82.1%+17.9pp |
| Annual return | 13.67% | 29.87%-16.2pp | 30.69%-17.0pp | 478.82%-465.1pp |
| Employer contribution / active EE | $2,600 | $4,481-42.0% | $4,384-40.7% | $4,839-46.3% |
| Participant deferral / active EE | $6,345 | $6,084+4.3% | $6,111+3.8% | $6,3420% |
| Admin fee / account holder | $997 | $8,932-88.8% | $7,226-86.2% | $12,315-91.9% |