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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,433,652 | $202,440+608.2% | $169,390+746.4% | $139,466+928.0% |
| Participation rate | 100.0% | 81.1%+18.9pp | 77.2%+22.8pp | 80.3%+19.7pp |
| Annual return | 7.09% | 532.36%-525.3pp | 406.07%-399.0pp | 373.66%-366.6pp |
| Employer contribution / active EE | $4,488 | $4,693-4.4% | $4,013+11.8% | $4,754-5.6% |
| Participant deferral / active EE | $13,725 | $6,940+97.8% | $6,222+120.6% | $6,712+104.5% |
| Admin fee / account holder | $38,324 | $10,722+257.4% | $9,015+325.1% | $11,409+235.9% |