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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,675 | $63,346+104.7% | $92,239+40.6% | $70,124+84.9% |
| Participation rate | 92.0% | 68.7%+23.3pp | 76.5%+15.5pp | 69.5%+22.5pp |
| Annual return | 14.31% | 530.19%-515.9pp | 176.29%-162.0pp | 73.14%-58.8pp |
| Employer contribution / active EE | $1,434 | $2,471-42.0% | $3,680-61.0% | $2,342-38.8% |
| Participant deferral / active EE | $7,938 | $2,854+178.2% | $3,897+103.7% | $3,332+138.2% |
| Admin fee / account holder | $20,385 | $3,841+430.8% | $5,194+292.5% | $4,645+338.8% |