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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,568 | $81,331+686.4% | $155,534+311.2% | $80,935+690.2% |
| Participation rate | 89.1% | 66.3%+22.8pp | 78.2%+10.9pp | 67.7%+21.4pp |
| Annual return | 16.61% | 33.37%-16.8pp | 64.92%-48.3pp | 35.66%-19.1pp |
| Employer contribution / active EE | $25,529 | $3,105+722.3% | $4,675+446.1% | $2,757+826.1% |
| Participant deferral / active EE | $20,302 | $3,454+487.8% | $5,630+260.6% | $4,299+372.2% |
| Admin fee / account holder | $91,266 | $7,999+1040.9% | $15,900+474.0% | $6,924+1218.0% |