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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,568 | $81,276+686.9% | $155,574+311.1% | $80,925+690.3% |
| Participation rate | 89.1% | 66.2%+22.8pp | 78.2%+10.9pp | 67.7%+21.4pp |
| Annual return | 16.61% | 33.36%-16.8pp | 64.87%-48.3pp | 35.65%-19.0pp |
| Employer contribution / active EE | $25,529 | $3,103+722.7% | $4,676+446.0% | $2,756+826.2% |
| Participant deferral / active EE | $20,302 | $3,453+488.0% | $5,629+260.7% | $4,299+372.3% |
| Admin fee / account holder | $91,266 | $7,993+1041.8% | $15,914+473.5% | $6,940+1215.0% |